Matthew Hess is a Loan Officer with California FarmLink, where he specializes in expanding access to capital for commercial fishing and aquaculture businesses throughout California. Working across the full lending lifecycle, Matthew helps entrepreneurs navigate the unique financial challenges facing maritime industries, including seasonal cash flows, working waterfront investments, and non-traditional collateral. Combining expertise in finance, food systems, and marine science, he brings a practical perspective on how mission-driven lending can support business growth, innovation, and long-term resilience in coastal economies.